family buying a home

Non-Conforming Credit

Over 25% of mortgage borrowers have or have had credit related problems. Decision Mortgage Company recognizes that credit related problems are brought on by events beyond borrower's control such as job loss or interruption, illness in the family, divorce, business startup costs, cash flow constraints, bankruptcy or just mismanagement of credit. Decision Mortgage Company has numerous loan programs to assist borrowers with non-conforming credit purchase homes, refinance their exiting mortgage and obtain cash-out mortgages to clear up their credit problems.

Amortization and Terms

Interest Only, 40, 30, 15, and 10 Year

 

Credit History:

All credit is considered. The credit of each borrower is rated from A to D. The credit rating will effect the interest rate and maximum loan to value.

Loan Amounts:

$50,000 to $1 million plus

 

Property Types: Primary, 2nd/Vacation, and Investment
Loan Programs:

30 and 15 Year Fixed
5/1 ARM
2/1 ARM
1 Year ARM
6 Month ARM

 

Loan Types
Rates
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Offices
FL, NH, RI, VT
800.281.3043
Cohassat
781.383.3232
Martha's Vineyard
508.627.6727
Nantucket
508.228.5580
Main | Loan Types | Rates | Quick Application / Apply Online | Download Application | Licenses | Contact Us
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