10, 15, 20, 25, and 30 Year Fixed 10/1, 7/1, 5/1, 3/1 and 1 Year ARMs 5 Year and 7 Year Ballons

Purchase/Primary Residence $333,700 97% Loan to Value

Refinance/Primary Residence $333,700 90% Loan to Value (Single Family, Higher for Multi-family)

Cash Out Refinance/Primary Residence $333,700 90% Loan to Value

Refinance/Second or Vacation Home $333,700 80% Loan to Value

Purchase/Investor

$333,700 90% Loan to Value

$333,700 80% Loan to Value

Refinance/Investor

Same as Purchase

Cash Out Refinance/Investor $333,700 70% Loan to Value 

Required on all loans with a Loan to Value greater than 80% Inquire about our "NO-MI Loans"

The following is a general guideline, but other factors such as excellent credit and substantial savings may allow higher ratios